anthem propose 17.5% increase, aetna 19%, kaiser by 8% and united healthcare by 10%. jan's insurer says, "the rate adjustment is necessary to cover increasing medical cost." but he disagrees. >> we are seeing health insurance rates going up 10 times faster than the raid of medical inflation. >> reporter: the rate hike proposals are now in the insurance commissioner's desk but he can't stop it. but legislation on the 2014 ballot could change that and force insurers to retro actively refund these rate hikes if they are deemed excessive. on the consumerwatch, julie watts, cbs 5. >> the weekend is upon us. paul deanno, batten down the hatches. >> we are requesting to see a lot of action later on this weekend. weiner now and then we have 24 hours of just scattered showers. not banner weather to get out but you will be able to get to point a to point b better than this morning. cloudy in livermore. san francisco 60. traffic looking good on the bay bridge toward san francisco. not so good this morning. we had a lot of water out there. can't get on that flooded road. alemany